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Partial Evacuation of US Embassy in Iraq Amid Heightened Tensions with Iran

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Non-essential US embassy staff and their dependants in Baghdad are to be evacuated from Iraq due to heightened security risks, US government sources have said.

Officials did not say exactly what prompted the removal, but have been told Israel was ready to launch an operation into Iran, the BBC’s US partner CBS reported.

This was part of the reason some Americans were advised to leave the region, officials said, adding that they anticipated Iran could retaliate on certain US sites in Iraq.

It comes as US talks over Iran’s nuclear programme appear to have stalled in recent days.

US Middle East envoy Steve Witkoff is still planning on holding talks with Iran about its nuclear program on Sunday, officials told CBS.

Witkoff will meet Iranian Foreign Minister Abbas Araghchi in Muscat, Axios reported.

A US state department official told the BBC: “We are constantly assessing the appropriate personnel posture at all our embassies.

“Based on our latest analysis, we decided to reduce the footprint of our mission in Iraq.”

Speaking at the Kennedy Center, US President Donald Trump told reporters Americans were advised to leave the region “because it could be a dangerous place, and we’ll see what happens”.

Trump also reiterated that the US did not want Iran to develop a nuclear weapon. “We’re not going to allow that,” he said.

The president has hoped to strike a deal to stop Tehran developing a nuclear weapon.

Earlier this week, he held a 40-minute phone call, which was said to be “tense”, with Israel’s Prime Minister Benjamin Netanyahu, who has long argued for a military rather than diplomatic approach.

On Monday, the International Atomic Energy Agency’s (IAEA) board of governors meet in Vienna to discuss Iran’s nuclear programme and other issues.

The meeting comes after the IAEA released a report criticising the “less than satisfactory” co-operation from Tehran, particularly in explaining past cases of nuclear material found at undeclared sites.

Iran said the IAEA report was unbalanced, and that it relied on “forged documents” provided by Israel.

With the nuclear talks at a critical moment, it is not yet clear how much the US announcement is about signalling as opposed to genuine concern.

But Iranian Defence Minister Aziz Nasirzadeh said his country would retaliate against US bases in the region if talks failed and Trump ordered military strikes against the Islamic Republic.

US Defence Secretary Pete Hegseth also approved the voluntary departure of families of American military personnel from countries across the Middle East, including Kuwait and Bahrain, Reuters news agency reported.

Testifying in front of a congressional panel on Wednesday, the Pentagon said he believed there were “plenty of indications” that Iran was “moving their way towards something that would look a lot like a nuclear weapon”.

Iran says its uranium enrichment programme was for civilian energy generation and that it was not trying to build an atomic bomb.

The UK’s Maritime Trade Operations organisation – part of the Royal Navy – warned on Wednesday that increased military tensions in the Middle East could affect shipping.

The price of oil initially increased more than 4% when news of the US evacuation broke, in anticipation of regional insecurity potentially leading to supply problems.

Around 2,500 US troops are based in Iraq, according to the defence department.

In January 2020, Iran fired missiles at air bases housing US forces in Iraq in retaliation for the US strike that killed top Iranian General Qasem Soleimani.

No US military personnel stationed at the base were killed, but dozens were later diagnosed with traumatic brain injuries.

Mick Management teams up with UK’s Hunger Management, supported by Firebird

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Firebird-backed Mick Management has entered into a strategic alliance with UK management company Hunger Management.

According to a press release issued on Wednesday (June 11), the partnership aims to raise Hunger Management’s profile in the US and provide access to a “strategic infrastructure of resources” for its roster, while expanding Mick Management’s footprint in the UK.

Plus, via Mick Management’s partnership with Firebird (which invested in Mick Management in 2023), the company says that Hunger Management “will also join an ecosystem of partners who reach a global audience of more than 1 billion fans”.

Firebird was founded in 2022 by former Ticketmaster CEO Nathan Hubbard and ex-KKR partner Nat Zilkha, with Raine Group as its lead investor.

The company has previously claimed to be the “engine that powers over 1,000 artists worldwide”. It has picked up stakes in a number of music and music-adjacent companies over the past couple of years.

Launched in 2019 by widely-respected UK artist manager Jazz Sherman, Hunger Management’s roster includes indie pop-rock singer/songwriter Alessi Rose whose EP Voyeur comes out July 25 on Capitol Records.

Rose is currently supporting Dua Lipa on the European leg of her Radical Optimism Tour and will embark on her own European tour this Fall as well as opening for Tate McRae on her US arena tour.

Other artists with Hunger include breakout British pop singer/songwriters Gracey and Anne-Marie.

Founded in 2001 by Michael McDonald, with Jonathan Eshak joining as partner in 2015 and Adam Sensenbrenner in 2024, Mick Management is home to artists including Maggie Rogers, Leon Bridges, and The Marías.

“I am ​so excited to be partnering with Mick Management’s Michael McDonald and Jonathan Eshak – they are truly incredible at what they do and wonderful people to work with.”

Jazz Sherman, Hunger Management 

“I am ​so excited to be partnering with Mick Management’s Michael McDonald and Jonathan Eshak – they are truly incredible at what they do and wonderful people to work with,” said Hunger Management Founder and CEO Jazz Sherman.

Added Sherman: “Hunger was founded with a mission to keep artists at the forefront while thinking beyond the UK, always with a global perspective.

“Partnering with the fantastic team at Mick Management, whose years of industry experience and a proven track record of success opens up exciting, untapped opportunities, I can’t wait to see what we can build together for our artists.”

“We’re thrilled to be aligned with Jazz Sherman and Hunger Management at such a unique moment in the company’s journey, especially with the rise of Alessi Rose and their impressive roster of talent.”

Michael McDonald, Mick Management

Michael McDonald, Founder and CEO of Mick Management, said: “We’re thrilled to be aligned with Jazz Sherman and Hunger Management at such a unique moment in the company’s journey, especially with the rise of Alessi Rose and their impressive roster of talent.”

“Jazz’s stellar reputation in the UK and strong strategic vision for Hunger’s distinct and thoughtfully curated roster, makes this partnership a natural fit and we are excited to see where the journey continues to take us as a team across the globe

Jonathan Eshak

Mick Management Partner Jonathan Eshak added: “Jazz’s stellar reputation in the UK and strong strategic vision for Hunger’s distinct and thoughtfully curated roster, makes this partnership a natural fit and we are excited to see where the journey continues to take us as a team across the globe.”


Firebird revealed in June 2023, via an article in Billboard, that it had acquired stakes in Mick Management, NtertainNashville-based music publisher Tape Room Music, UK-based One Two Many Music, and UK-based dance music label Defected.

Nat Zilkha told Billboard at the time that although Firebird had struck some minority-equity transactions, “most of [the deals we have done] is buy majority stakes”.

In June 2023, the Wall Street Journal reported that the company had raised more than $400 million from investors including Goldman SachsKKR and Pritzker Organization.

In September 2022,  MBW exclusively revealed that the US company had acquired a minority stake in Coran Capshaw’s Red Light Management.

Two months later, we discovered that Firebird had bought a significant stake in UK-headquartered Transgressive Records.


More recently, in January, Firebird inked what it described as a “transformational deal” with British artist Yungblud (real name Dominic Harrison).

Last month, respected A&R executive Rob Stevenson and Label Ops executive Matt Signore launched a new record label called ALTER MUSIC and entered into a joint venture partnership with Firebird Music Holdings.Music Business Worldwide

The Challenge of Securing Food in Gaza

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new video loaded: Inside the Struggle to Find Food in Gaza

transcript

transcript

Inside the Struggle to Find Food in Gaza

Aid agencies say Gaza faces the threat of widespread starvation in the wake of the 80-day Israeli blockade on food deliveries that ended in mid-May. Two young Gazans, Salem Madhat Alaydi and Aya Ehab Zaid, describe what it is like to fight hunger.

This soup kitchen was a lifeline for hundreds of Palestinians in northern Gaza. 18-year-old Salem Madhat Alaydi used to go there daily to feed his family of seven. But it closed on May 24 after Israel blocked vital resources from entering the enclave to pressure Hamas during cease-fire talks. In May, Israel established new aid centers in Gaza. It accused Hamas of diverting aid from an old distribution system managed by the United Nations. The United Nations has denied the accusations and boycotted the new system. It claims that Israel is using aid as part of its military strategy. Since opening, the centers, which are run by private U.S. contractors, have been plagued by chaos. Dozens of Palestinians have been killed while trying to get aid, according to the Gaza Health Ministry. The Israeli military has said that it fired at people who deviated from designated routes and didn’t listen to verbal warnings. Alaydi’s family now pays for food by using money sent from a relative who lives abroad. Near Gaza City, Aya Ehab Zaid has been running her own soup kitchen. Zaid has been documenting her life during the war on social media. She said she receives donations online to feed her family and others. Despite being displaced more than 15 times, Zaid said that she is determined to continue serving food to the community.

Recent episodes in Israel-Hamas War

Spending Review reveals no additional funds to assist UK businesses in reducing energy costs

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Ministers failed to agree a plan to cut Britain’s high energy costs ahead of Chancellor Rachel Reeves’ spending review, leaving a question mark over the final shape of a policy that is top of the priority list for business groups.

Jonathan Reynolds, business secretary, is still planning to cut energy costs for the eight priority “growth” sectors identified in the government’s new industrial policy, which is to be set out later this month.

But the structure of such a scheme has not been agreed, while Reeves’ spending review crucially did not allocate any funding to pay for it, meaning money may have to be carved out of other budgets.

“We didn’t get as far as we would have liked,” admitted one person briefed on the discussions. “Things are still very live. There’s not a lot of money and everything has to tilt towards the eight priority growth sectors.”

The industrial strategy will be focused on advanced manufacturing, clean energy industries, creative industries, defence, digital and technologies, financial services, life sciences, and professional and business services.

Reynolds has welcomed Reeves’ confirmation of £86bn in government investment in research and development over four years, most or all of which will be targeted on the eight growth sectors.

Reynolds is also said by allies to have been pleased with many aspects of Reeves’ spending review, including its £2bn to support an artificial intelligence action plan and a £1.2bn annual increase in the skills budget.

His department’s budget will increase by an annual average of 5.8 per cent in real terms until the end of the parliament, one of the most generous settlements in Whitehall.

But when it comes to cutting Britain’s very high energy costs — seen by businesses as the biggest single drag on their competitiveness — the Treasury has not signed off a scheme to cut bills.

Make UK, the manufacturing lobby group, said industrial energy costs in Britain were four times as high as those in the US and 46 per cent above the global average. “The upcoming industrial strategy will be fatally flawed unless sky-high energy costs are tackled,” it said.

Ministers are considering various options, but Reynolds is said by people close to the negotiation to want to focus help on the eight “growth sectors”, which do not include big energy users such as steel and ceramics.

Those two sectors already receive support from the British Industry Supercharger scheme, which was set up by the last Conservative government. Reynolds also wants to help other sectors including the car industry, said people briefed on the discussions.

Reynolds is a close ally of Reeves, and sidestepped some of the cabinet battles for cash in the spending review. His department was one of the first to settle its budget, albeit with the industrial energy cost issue unresolved.

Treasury documents show the business department’s settlement includes £3bn for the advanced manufacturing sector to help with the supply chain of zero emission vehicle batteries and ultra low carbon emission aircraft.

It also includes £2.9bn for the British Business Bank, boosting its funding capacity for smaller companies to £25.6bn.

Photos Show Hunger Stones Revealed by Droughts in Europe

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As Europe bakes this summer under record heat waves, droughts have also caused water levels to plunge on rivers and lakes across the continent.

In the Netherlands, the Waal River is so low that it has fallen below the bottom marker on bridges.

In Germany, the Rhine is so dry, it’s causing shipping problems.

And in Spain, receding waters in one reservoir have revealed a prehistoric treasure.

The Dolmen of Guadalperal, or Spanish Stonehenge, has been exposed in the province of Cáceres‎ for just the fourth time since the 1960s. The stones date back thousands of years but were flooded because of development under the dictatorship of Francisco Franco.

Elsewhere in Europe, so-called hunger stones — markers placed by people in droughts from years past — are appearing in rivers once more.

It’s not uncommon for water levels to drop in the summer months, but this year is especially extreme.

“It’s quite extraordinary, particularly for this time of year,” Martina Becker from the German company HGK Shipping told the BBC. “This is an unusual situation for us, and the question is what happens in October, when the usually dry months arrive. We are already approaching the record low level we had in 2018. We could reach that level next week.”

Weather disasters like droughts are inextricably linked to human-induced climate change. The planet has already warmed 2.1 degrees Fahrenheit since 1880, according to NASA, and that’s making disasters worse. Stopping this vicious circle will require drastically reducing our reliance on climate-polluting fossil fuels.

Insmed secures $750 million in public offering for common stock

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Insmed raises $750 million in public offering of common stock

Official Expects Increase in Immigration Protests for US National Guard; Donald Trump News

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The National Guard members deployed to the protests in Los Angeles have been trained to temporarily detain civilians if necessary, according to the troops’ commander.

Nevertheless, as of Wednesday, Major General Scott Sherman clarified that no troops have detained any protester, despite an earlier statement that suggested otherwise.

The National Guard’s deployment came in response to protests against United States President Donald Trump’s push for mass deportation, which recently targeted hardware stores and other businesses in southern California, prompting outrage.

Protesters flooded the streets starting on Friday to denounce the immigration raids. Trump responded by sending the military to the scene, denouncing what he considered “third-world lawlessness” in the city. Since then, however, the protests have spread beyond Los Angeles, to major cities in other parts of the country.

Speaking to reporters on Wednesday, Sherman said authorities “are expecting a ramp-up” in national unrest in the coming days.

“I’m focused right here in LA, what’s going on right here. But you know, I think we’re very concerned,” he said.

Sherman explained that 500 of the more than 4,000 National Guard members deployed to Los Angeles have also received training to assist Immigration and Customs Enforcement (ICE) in the immigration raids.

His remarks came as condemnation continues to grow over Trump’s decision to deploy the National Guard to California without the permission of the state’s governor, Gavin Newsom.

Since the National Guard arrived on Sunday, Trump has sent nearly 700 Marines to the Los Angeles area as well.

Los Angeles Mayor Karen Bass on Wednesday accused the Trump administration of using the military to escalate tensions in the city, where the protests first broke out on Friday.

“We started off by hearing the administration wanted to go after violent felons, gang members, drug dealers,” Bass said of Trump’s deportation push.

“But when you raid Home Depots and workplaces, when you tear parents and children apart, and when you run armoured caravans through our streets, you are not trying to keep anyone safe. You’re trying to cause fear and panic.

“And when you start deploying federalised troops on the heels of these raids, it is a drastic and chaotic escalation and completely unnecessary.”

Newsom, meanwhile, filed an emergency motion on Tuesday to block Trump from expanding the military presence in Los Angeles beyond federal buildings, with a court hearing set for Thursday.

Bass and Governor Newsom have maintained that local law enforcement were able to handle the situation before Trump intervened and that the military presence prompted more unrest, not less.

Speaking alongside 30 other California mayors and city leaders on Wednesday, Bass questioned if Trump was seeing how far he could push his presidential power.

“This was provoked by the White House. The reason why? We don’t know,” said Bass.

“I posit that maybe we are part of a national experiment to determine how far the federal government can go in reaching in and taking over power from a governor, power from a local jurisdiction.”

So far, Trump has maintained that the soldiers’ deployment was needed to protect federal property and agents — and was therefore within his executive authority.

He has not yet invoked the Insurrection Act of 1807, a federal law that would suspend prohibitions against the military directly taking part in domestic law enforcement. Until that happens, the troops are generally barred from making arrests.

Speaking during a news conference on Wednesday, White House spokesperson Karoline Leavitt repeated Trump’s claims that sending in the National Guard and Marines had prevented Los Angeles from spiralling into chaos.

She charged that Bass and Newsom had “shamefully failed to meet their sworn obligations to their citizens”.

“They’re attempting to use a violent mob as a weapon against their own constituents to prevent the enforcement of immigration law,” she said. “This is deeply un-American and morally reprehensible.”

Questions about ‘migrant invasion’

Amid the unrest, the Trump administration has pledged to continue its aggressive immigration raids, with officials last month setting a quota of 3,000 arrests a day.

Advocates say the pressure has motivated ICE agents to take increasingly drastic measures, targeting anyone in the country without documentation, even those who have not committed criminal offences and those with deep community ties.

Reporting from Los Angeles, Al Jazeera’s Phil Lavelle said authorities have been conducting blanket raids at Home Depot hardware stores, where undocumented day labourers often gather to find work.

At one location, labourers told Lavelle “that they will continue to come even though they know that these stores are being targeted – even though they know that they will be targets – because quite simply, they’ve got to work”.

“These are people who are communicating by WhatsApp and other methods,” Lavelle added. “If anybody is seen in the area who looks like an ICE agent, straight away, there are reports so that people know that they have to leave.”

So far, 61 Mexican nationals had been detained in Los Angeles during the recent raids, according to Mexican President Claudia Sheinbaum.

Trump has repeatedly claimed that the influx of migrants into the US constitutes an “invasion”, which in turn necessitates emergency actions.

Speaking on Tuesday from the Fort Bragg military base in North Carolina, he called the protests in California a “full-blown assault on peace, on public order and our national sovereignty carried out by rioters bearing foreign flags with the aim of continuing a foreign invasion of our country”.

But during a congressional hearing on Wednesday, the Chairman of the Joint Chiefs of Staff General Dan Caine was asked whether he believed the US was being invaded by a foreign power. His answer appeared to contradict Trump.

“I don’t see any foreign state-sponsored folks invading, but I’ll be mindful of the fact that there have been some border issues,” he said.

Goldman Sachs discourages students from using ChatGPT in job interviews at the bank.

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  • Goldman Sachs is cautioning its young job-seekers against using AI during the interview process. Instead, the $176 billion bank is encouraging applicants to study up on the firm in preparation. Other businesses like Anthropic and Amazon have also warned candidates against deploying AI—and if they’re caught, they could be disqualified. 

While many companies are boasting about all the efficiencies that will come with AI, some are dissuading potential hires from using it to get a leg up in interviews with recruiters and hiring managers. 

Goldman Sachs’ campus recruitment team for the bank’s private investing academy in EMEA recently sent out an email to students reminding them of its expectations for interviews, as reported by eFinancialCareers. Goldman uses video interviewing platform HireVue to pre-assess candidates and maintains a set of best practices for job-seekers. Based on the best practices guidelines, the young applicants are encouraged to prepare for interviews by studying the $176 billion firm’s financial results, business principles, and core values. But they can’t bank on AI to help them out. 

“As a reminder, Goldman Sachs prohibits the use of any external sources, including ChatGPT or Google search engine, during the interview process,” the email noted, according to someone who saw the message.

HireVue is an AI-powered talent evaluation platform, known for asking behavioral questions that reveal applicants’ skills. Gen Z job-seekers might be tempted to use ChatGPT or other chatbots to game the recruitment process—but it’s discouraged, and isn’t the most viable option. 

The typical Goldman Sachs virtual interview allows for 30 seconds of prep after the question, followed by a two-minute response time, according to research from eFinancialCareers. That makes it hard for job-seekers to quickly type a prompt into the chatbot, churn out an answer, and decide what the line of attack is. Plus, the responses aren’t tailored and unique to the individual, potentially hurting the interviewee more than helping. 

Goldman’s job-seeker AI policy could seem ironic, as half of the firm’s 46,000 employees have access to the technology. But other companies are navigating that same paradox as they try to fully flesh out their AI strategies in an ever-changing technological environment. 

Other companies dissuade applicants from using AI

Goldman Sachs isn’t the only major company warning its applicants not to use AI during recruitment. The $61.5 billion AI giant Anthropic went on a hiring spree last month, but told job-seekers that they can’t use the advanced technology to fill out their applications. The company argued that it wants to test the communication skills of potential hires, and AI use clouds that assessment. 

“Please do not use AI assistants during the application process,” Anthropic wrote in the description for its hundreds of job postings. “We want to understand your personal interest in Anthropic without mediation through an AI system, and we also want to evaluate your non-AI-assisted communication skills.”

Retail giant Amazon also doesn’t like it when potential talent uses AI tools during the recruitment process. Earlier this year, the $2 trillion behemoth shared guidelines with internal recruiters, stressing that candidates who are caught using AI during job interviews should be disqualified. According to Amazon, the tools give an “unfair advantage” that masks analysis of someone’s “authentic” capabilities. 

“To ensure a fair and transparent recruitment process, please do not use gen Al tools during your interview unless explicitly permitted,” the guidelines, as reported by Business Insider, noted. “Failure to adhere to these guidelines may result in disqualification from the recruitment process.”

This story was originally featured on Fortune.com

MAX Field Hockey Announces 2024 Pennsylvania All-Region Teams

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KAI KILLIAN
Lower Dauphin High School
Senior – Goalkeeper

90% save percentage, 0.63 gaa, 12 shutouts
Mid Penn Commonwealth Co-Player of the Year
AAA First Team All-State
PennLive’s Mid-Penn First Team
NFHCA All-Pennsylvania First Team
MAXFH HSNI Additional Top Performer
MAXFH Preseason Player to Watch

Review of the American Express® Business Gold Card

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

When you run a business, every dollar counts. Having the right credit card can not only help you pay the bills, but it can go a long way to help you actually save money.

As a business owner, you can qualify for cards that offer better rewards and perks than most personal travel cards.

(And don’t forget: freelancers, side hustlers, and really anyone with a bit of income on the side can qualify for business cards too. You don’t need to be an LLC or have a formal business setup!!)

One of the cards I love is the American Express® Business Gold Card. It’s simple and straightforward, offering flexible bonus categories that actually match your spending habits (something I wish more cards did), and is especially good if you do a lot of paid online ads.

Here’s everything you need to know about the American Express® Business Gold Card to see if it’s right for you:

 

What is the American Express® Business Gold Card?

The Business Gold Card is an easy-to-use business card issued by American Express. Its best feature is the ability to earn 4x points on the top two eligible categories where your business spends the most each month, from six eligible categories (more on those below).

I like that this keeps things simple, instead of offering a laundry list of statement credits to keep track of (though if you are interested in a card that does, check out my review of The Business Platinum Card® from American Express).

As an Amex card, you’ll also get access to fantastic customer service, Amex Offers, and some travel protections.

Here’s a glance at some of the benefits this card offers:

  • Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first three months of Card Membership
  • Earn 4x Membership Rewards points on the top two eligible categories where your business spends the most each month, from six eligible categories. While your top two categories may change, you will earn 4x points on the first $150,000 in combined purchases from these categories each calendar year (then 1x). Only the top two categories each billing cycle will count towards the $150,000 cap
  • Earn 3x Membership Rewards points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card
  • Earn 1x on all other purchases
  • Earn up to $20 in statement credits monthly for eligible U.S. purchases at FedEx, Grubhub, and office supply stores (that’s up to $240 per year)
  • Earn up to a $12.95 (plus applicable taxes on one membership fee) statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card (that’s up to $155 per year)
  • No foreign transaction fees (See Rates & Fees)
  • Extended warranty, purchase, and cellphone protection*
  • Secondary car rental and baggage insurance*

The card does come with a $375 annual fee (See Rates and Fees).

*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
 

Earning Membership Rewards Points

As I mentioned, the best feature of this card is the ability to earn 4x in the two categories where your business spends the most (on your first $150,000 of spending each year). It’s important to understand that this doesn’t include all spending categories though, just these six eligible categories:

  1. Purchases at US media providers for advertising in select media (online, TV, radio)
  2. U.S. purchases made from electronic goods retailers and software & cloud system providers
  3. U.S. purchases at restaurants, including takeout and delivery
  4. U.S. purchases at gas stations
  5. Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
  6. Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

The nice part about this benefit is that your top two categories can change from month to month, reflecting your real-time business needs. But one of the ways to really maximize this benefit is that you can get 4x on online ads while most other cards offer a max of 3x. So, if you put all your online ads on this card and keep it as one of your top categories, you can get more points per dollar spent on ads than any other card!

And don’t worry about keeping track of which categories are your most used. The card automatically figures out your top two spending categories and awards points accordingly (you’ll see them as 1x until your statement closes, after which your top categories will be determined and points awarded).

To me, this is a huge perk because it keeps things simple. After all, as a business owner, you already have enough on your plate.

On the flip side, your regular business spending might not align with these categories. If that’s the case, I’d recommend a business card that has an increased earning rate on the ones that you do spend in, or one that earns more across all categories (you can check out which ones I recommend in this post on my favorite business cards).
 

Using Your Membership Rewards Points

With the Business Gold Card, you’ll earn Membership Rewards® points, which you can transfer to any of Amex’s 21 airline and hotel partners. Since Amex has a well-rounded suite of travel partners, Membership Rewards points are some of the most valuable points out there.

These are Amex’s current travel partners:

  • Aer Lingus AerClub (1:1 ratio)
  • Aeromexico Rewards (1:1.6 ratio)
  • Air Canada Aeroplan (1:1 ratio)
  • Air France-KLM Flying Blue (1:1 ratio)
  • ANA Mileage Club (1:1 ratio)
  • Avianca LifeMiles (1:1 ratio)
  • British Airways Club (1:1 ratio)
  • Cathay Pacific Asia Miles (1:1 ratio)
  • Choice Privileges (1:1 ratio)
  • Delta SkyMiles (1:1 ratio)
  • Emirates Skywards (1:1 ratio)
  • Etihad Guest (1:1 ratio)
  • HawaiianMiles (1:1 ratio)
  • Hilton Honors (1:2 ratio)
  • Iberia Plus (1:1 ratio)
  • JetBlue TrueBlue (250:200 ratio)
  • Marriott Bonvoy (1:1 ratio)
  • Qantas Frequent Flyer (1:1 ratio)
  • Qatar Airways Privilege Club (1:1 ratio)
  • Singapore KrisFlyer (1:1 ratio)
  • Virgin Atlantic Flying Club (1:1 ratio)

Most transfers are instant, though some can take up to 48 hours. Remember to only transfer the exact number of points that you need to book your flight or hotel. Transfers are one-way only.

You can also use your Membership Rewards points to book flights and hotels in the Amex Travel portal. I would advise against it though. It’s not as good a value as transferring your points to partners.
 

Up to $395 Per Year in Flexible Credit for Business Purchases

The Business Gold card offers statement credits in two categories, adding up to a potential annual savings of $395 per year (effectively paying for the cost of the card).

First, you can earn up to $20 in statement credits each month after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and office supply stores.

Second, you can earn up to $12.95 in statement credits each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. (Up to $12.95 plus applicable taxes. Plus Ups not eligible.)

I find these statement credits a bit random, and they’re not the most helpful if you have an online business like me. I usually max out on the Grubhub credits though!
 

Access to Amex Offers

The Business Gold Card also has access to Amex Offers, an ever-changing roster of deals where you can save money or earn bonus points with select retailers. The offers are targeted, so every cardholder has their own unique array of offers at any given time. For these offers, you do have to add them to your card before making a purchase (or you won’t get the deal).

Usually, they’re structured as “spend X, get Y amount back as a statement credit” though sometimes they’ll offer bonus points or a percentage back. While you probably won’t be able to take advantage of most offers, the more you can, the more you can offset the card’s annual fee.

New offers get added as old ones expire, so it’s worth checking back every so often so you can add any offers to your card that you might use.
 

Who is the Business Gold Card for?

The Business Gold card is best for business owners who have regular spending in the six categories where you can earn 4x points. This card is especially ideal for entrepreneurs who don’t want to worry about rotating or pre-selecting bonus categories. All you have to do is use it for your regular business spending and you’ll get your points.

Like with any card, if you’re carrying a balance — or think you might — you shouldn’t get this one. Travel cards like this come with high interest rates, and the rewards you earn won’t make up for what you’ll lose in interest charges. Trust me, no amount of points is worth going into debt over!

This card is also not for anyone with poor credit, as you need excellent credit to qualify. (If that’s you, check out the best credit cards for improving your score.)

***

The American Express Business Gold Card is one of my favorite business cards. The ability to automatically earn 4x points on your top two spending categories each month keeps things simple and helps you rack up points quickly. And more points equals more trips.

While it’s not as flashy as its more premium counterpart the Business Platinum, I like to keep the Business Gold in my wallet because it works hard behind the scenes. If you’re looking for a solid business card that works as hard as you do, this one’s worth a closer look.

Click here to learn more and sign up!

Stop paying full price for travel!

Download my free guide to points and miles and learn how to use points and miles for free travel! It’s how all the pros travel so much! In this guide, I’ll show you:

  • How to Pick a Credit Card
  • How to Earn Up to 10x Miles on Your Spending
  • How to Redeem Your Points
  • And a Ton of Other Money Saving Tips!
Points and MilesPoints and Miles

Book Your Trip: Logistical Tips and Tricks

Book Your Flight
Find a cheap flight by using Skyscanner. It’s my favorite search engine because it searches websites and airlines around the globe so you always know no stone is being left unturned.

Book Your Accommodation
You can book your hostel with Hostelworld. If you want to stay somewhere other than a hostel, use Booking.com as it consistently returns the cheapest rates for guesthouses and hotels.

Don’t Forget Travel Insurance
Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. My favorite companies that offer the best service and value are:

Want to Travel for Free?
Travel credit cards allow you to earn points that can be redeemed for free flights and accommodation — all without any extra spending. Check out my guide to picking the right card and my current favorites to get started and see the latest best deals.

Need a Rental Car?
Discover Cars is a budget-friendly international car rental website. No matter where you’re headed, they’ll be able to find the best — and cheapest — rental for your trip!

Need Help Finding Activities for Your Trip?
Get Your Guide is a huge online marketplace where you can find cool walking tours, fun excursions, skip-the-line tickets, private guides, and more.

Ready to Book Your Trip?
Check out my resource page for the best companies to use when you travel. I list all the ones I use when I travel. They are the best in class and you can’t go wrong using them on your trip.